Privacy Policy

Effective Date: 4/1/26

1. Overview

This Privacy Policy describes how this self-hosted instance of a personal budgeting application (“the Application”) collects, uses, and protects information. This Application is operated for personal, non-commercial use.

2. Information Collected

The Application may collect and store the following information:

• Financial account information (such as balances and transaction history) retrieved via Plaid
• Basic account identifiers required to maintain connections to financial institutions
• Application usage data (limited to what is necessary for operation and debugging)

The Application does not collect or store bank login credentials.

3. Use of Information

Collected information is used solely for:

• Personal budgeting and financial tracking
• Displaying account balances and transaction history
• Maintaining connections to financial institutions

No data is used for advertising or profiling.

4. Data Sharing

• No personal or financial data is sold or shared with third parties
• Data is only transmitted to Plaid as required to retrieve financial information
• Data may be disclosed if required by law

5. Data Storage and Security

• Data is stored on a privately controlled server or environment
• Data is encrypted at rest
• Encryption is used in transit (HTTPS/TLS)
• Access is restricted to authorized users only
• Reasonable measures are taken to protect against unauthorized access

6. Data Retention

• Data is retained only as long as necessary for personal use
• Data can be deleted at any time by the operator of the Application

7. User Control

As this is a personal-use application:

• Access is limited to the operator or explicitly authorized users
• Data management, modification, and deletion are controlled directly by the operator

8. Third-Party Services

This Application uses Plaid to connect to financial institutions. Use of Plaid is subject to their own privacy policy and terms.

9. Changes to This Policy

This Privacy Policy may be updated periodically. Changes will be reflected by updating the effective date above.

10. Contact

For questions regarding this Privacy Policy, contact:
[email protected]